Why Wichita Families Choose Advanced Legal Planning | Medicaid Planning Attorney Derby & Wichita KS

Watching a loved one age can be an emotional journey. When you realize that mom or dad might need more help than you can provide at home, a new fear often sets in. You naturally worry about their health, but you also worry about how to pay for their care.

In the Wichita and Derby area, the cost of long-term care can be staggering. Many families are shocked to learn that nursing home costs can easily exceed $7,000 per month. Without a solid plan, a lifetime of hard work and savings can disappear in a matter of months.

This financial pressure is why so many locals turn to Advanced Legal Planning. We understand the sleepless nights that come with these decisions. More importantly, we know that you do not have to lose everything to get your loved one the quality care they deserve. There is a way to protect your assets and secure your family's future at the same time.

The High Cost of Care in Kansas

Most families believe a common myth about Medicaid. They think that in order to qualify for help, they must spend every dime they have. They believe they must sell the family home, drain their retirement accounts, and leave nothing for their spouse or children. This is simply not true.

While the cost of care in Wichita is high, the rules focused on paying for that care are complex. If you try to navigate this system alone, you might spend much more than legally required. Our goal is to stop the financial bleeding. We help you understand the difference between countable assets (things Medicaid says you must spend) and exempt assets (things you are allowed to keep).

Why You Need a Guide Through the Medicaid Maze

Applying for Medicaid is not like applying for a credit card. It is a rigorous government process filled with strict rules and deadlines. One of the most confusing parts is the "Look-Back Period." The state will look at your financial transactions for the past five years to see if you gave away money or assets. If you did this incorrectly, they could deny your benefits.

This is where having a knowledgeable advocate on your side changes everything. When you work with a skilled Medicaid lawyer Wichita residents trust, you gain a partner who knows the local system. We review your financial history and help you correct past mistakes. We ensure your application is filled out correctly the first time, saving you months of stress and thousands of dollars in lost benefits.

Protecting the Family Home and Savings

Your home is more than just a building; it is a place of memories and a symbol of your family’s legacy. The fear of the state taking the house is one of the biggest concerns we hear from our clients.

At Advanced Legal Planning, we use proven legal strategies to safeguard your home. Depending on your situation, we might look at specialized trusts or specific deed transfers that comply with Kansas law. Our strategies are designed to:

• Protect the primary residence from being sold to pay for care.

• Ensure a healthy spouse has enough income and assets to live comfortably.

• Preserve an inheritance for your children or grandchildren.

• Secure Medicaid eligibility as quickly as possible.

We approach every case with the knowledge that your situation is unique. We don't use a "cookie-cutter" approach because every family’s financial picture looks different.

Compassionate Support When You Need It Most

Legal knowledge is essential, but empathy is what sets us apart. We know that by the time you call us, you are likely already overwhelmed. You might be dealing with a sudden hospital stay, a diagnosis of dementia, or mere exhaustion from being a caregiver.

We take the burden off your shoulders. We handle the paperwork, the phone calls to the state, and the complex legal details. This allows you to go back to being a son, daughter, or spouse, rather than a stressed-out case manager. We serve families across Derby, Wichita, and the surrounding areas because we live here, too. We treat our clients like neighbors because that is exactly what you are.

Take the Next Step Toward Peace of Mind

You do not have to face the threat of nursing home poverty alone. There are legal and ethical ways to preserve what you have built while ensuring your loved one gets excellent care. The sooner you start planning, the more options you will have available.

Don’t wait until a crisis forces your hand. Let us help you create a plan that protects your assets and your peace of mind.

Call us today at (316) 252-2233 to speak with our team.

Request a free quote through our online form to get started on your asset protection plan.