Protect Assets Legally
Medicaid Spend-Down Strategies Kansas
Smart Medicaid Planning Strategies for Kansas Families
When applying for long-term care Medicaid in Kansas, you're required to “spend down” assets to meet financial eligibility rules. But that doesn’t mean you have to lose everything. At Advanced Legal Planning, we help you use strategic Medicaid spend-down strategies to protect what you’ve earned — legally, ethically, and efficiently.
Whether you’re planning in advance or facing an urgent situation, we’ll guide you through your options and help you avoid costly mistakes.
What Is a Medicaid Spend-Down?
Medicaid applicants must meet strict income and asset limits. A spend-down is the process of reducing excess assets in a way that allows you to qualify — without giving everything away.
You may have heard horror stories about people losing their homes or savings. But with a qualified Medicaid attorney, you can keep more than you think.
Legal Medicaid Spend-Down Options in Kansas
We help Kansas families spend down by:
Paying off debts or mortgages
Prepaying funeral expenses
Purchasing exempt assets like a vehicle
Upgrading the primary residence
Funding necessary home repairs
Converting assets into income streams
Helping spouses preserve income and housing
Why Spend-Down Strategy Matters
Improper transfers during the Medicaid “lookback period” can trigger penalties and delays. Our team ensures your strategy:
Complies with Kansas law
Avoids disqualifying gifts
Minimizes spend-down waste
Protects as much as possible for your spouse or heirs
Client Testimonial
“We were going to start giving money away until Mark explained the risks. He found better ways to spend down and still qualify fast.”
Start Your Spend-Down Plan the Right Way
Don’t risk your life savings or delay vital care. Let us help you structure a spend-down strategy that works — and gives you peace of mind.
FAQs – Spend-Down Planning in Kansas
How much can I keep and still qualify for Medicaid?
That depends on your marital status and total resources. We’ll help you understand Kansas Medicaid limits and how to plan.
What happens if I give money to my kids?
Gifts during the 5-year lookback can result in penalties. We’ll help you use better alternatives that protect your eligibility.
Can I still protect the home?
Yes, in many cases. With the right strategies and legal help, you can protect the home from estate recovery.
At Advance Legal Planning, we believe long-term care shouldn’t mean losing everything. Our experienced team helps families navigate Medicaid and estate planning, ensuring you can protect your home, savings, and future—without the confusion or stress.
Get In Touch
Call (316) 252-2233 for Experienced Medicaid & Estate Planning
Derby Office
111 N. Baltimore Ave Derby, KS 67037
Mon – Fri 9am to 5pm
Sat & Sun – Closed
Wichita Office
10300 W Central Ave Wichita, KS 67212
Mon – Fri 9am to 5pm
Sat & Sun – Closed