Protect What Matters

KanCare Planning Attorney in Garden Plain, Kansas

Families in Garden Plain, KS are discovering that qualifying for KanCare (Kansas Medicaid) is not about spending everything you have. It is about knowing the rules and having the right attorney in your corner before it is too late.

You have more options than you think.

What Garden Plain Families Often Get Wrong About KanCare

Believing KanCare only helps people who have nothing left
Assuming transferring assets to family members is a safe strategy
Waiting until a nursing home admission to start planning
Not knowing the difference between KanCare and Medicare

These misunderstandings can cost families tens of thousands of dollars. Advanced Legal Planning helps you get it right.

KanCare Planning Attorney in Garden Plain, Kansas

Trusted KanCare Planning for Garden Plain Families

At Advanced Legal Planning, we help Garden Plain families and those throughout Sedgwick County understand and navigate KanCare eligibility and Medicaid planning. KanCare is Kansas's version of the federal Medicaid program, and it comes with its own rules, asset limits, and planning opportunities.

Attorney Mark Galloway holds dual LL.M. degrees in Elder Law (University of Kansas) and Tax (Boston University). He has helped hundreds of Kansas families qualify for KanCare while legally protecting their homes and savings.

Our Medicaid Planning Blueprint

Step 1: Schedule a Free Consultation Get clarity about your situation and KanCare eligibility.
Step 2: Create a Legal Plan to Qualify We structure your assets correctly and prepare your KanCare application the right way.
Step 3: Secure KanCare and Peace of Mind Your loved one gets the care they need, and you keep what is yours.

What Are My Options?

Without the assistance of insurance, the monthly expense of long term care is difficult for most families to cover. There are three options to pay for Long Term Care expenses.

Long Term Care Insurance

Long Term Care Insurance is designed to pay for chronic medical conditions. These policies pay a daily rate.

Cost: According to the 2020 Price Index, a healthy 55 year old male should expect to pay about $1,700 per year for a policy that offers benefits of $164,000. If unused, those benefits compound over time to offer $386,500 by age 85.

Tax Deductions: If you itemize your deductions, Federal and Kansas tax laws allow a deduction for part or all of your Long Term Care insurance premiums as medical expenses.

State Partnership Program: Having a qualifying Long Term Care policy enables you to apply for Medicaid under modified rules, allowing you to keep more resources and still qualify.

Private Pay

Without the help of any insurance, an individual is required to pay for Long Term Care from their own resources. In Kansas, the average expense will be near $100,000 per year. Bank accounts can drain quickly at this rate. One way individuals sometimes raise the needed funds is to get a reverse mortgage on the family home.

Many people believe they are required to use all of their resources to pay for this care until they are poor enough to qualify for Medicaid. Advanced Legal Planning may be able to help you qualify more quickly while preserving a significant percentage of your assets.

Medicaid

Medicaid is a needs based benefit to pay for medical care. If you qualify, Medicaid can pay for Assisted Living, Home Health Care, or a Skilled Nursing Facility. Whether someone needs care immediately or there is time to plan, Advanced Legal Planning works with individuals and families to design plans that:

- Protect the most assets,

- Qualify for Medicaid as quickly as possible, and

- Allow for the best care to be provided to loved ones in need of Long Term Care.

Local Client Story

“We had no idea that KanCare had so many rules around asset transfers. Mark sat down with us and explained everything clearly. He helped us qualify without losing the savings we had built over 40 years. We could not be more grateful.”

— Beverly H., Garden Plain, KS

Safeguard Your Family's Future with a Trusted KanCare Planning Attorney.

We provide personalized education and trusted guidance to individuals and families in Garden Plain, helping you make informed, confident decisions about protecting your assets, securing long term care, and preserving your legacy without the confusion or risk of going it alone.

Schedule your free consult and get peace of mind knowing your Mt. Hope family is prepared.

Schedule a Consultation

FAQS

What is KanCare?

KanCare is the name of Kansas's Medicaid program. It provides health coverage and long term care benefits to eligible low income individuals, seniors, and people with disabilities. For long term care planning purposes, KanCare is the program that pays for nursing home care, assisted living, and in home care services when individuals meet the financial and medical requirements.

How is KanCare different from Medicare?

Medicare is a federal program that covers short term medical needs, including brief rehabilitation stays. KanCare covers long term nursing home care, memory care, and personal care services over an extended period. Most families in Garden Plain are surprised to learn that Medicare does not pay for ongoing nursing home care.

When should I start KanCare planning?

The best time to plan is before a health crisis occurs. Planning in your 60s or early 70s gives you the widest range of legal options for protecting assets. That said, we can often help even after a loved one has already entered a nursing home. Call us as soon as possible.

Can I give my assets to my children to qualify for KanCare?

No. KanCare enforces a strict five year look back period on all asset transfers. Any gifts or transfers made below fair market value during that window can trigger a penalty period, delaying your eligibility. Working with an experienced attorney ensures all transfers are structured correctly.

Will KanCare take my home after I pass away?

Kansas participates in the Medicaid Estate Recovery Program, which allows the state to seek repayment from an estate after the recipient passes away. With proper planning using tools like trusts and spousal protections, your home can often be shielded from recovery.

What assets are exempt under KanCare?

Exempt assets typically include your primary residence up to a certain equity limit, one vehicle, personal belongings, certain prepaid funeral arrangements, and limited cash reserves. Strategic planning can protect additional assets beyond these baseline exemptions.

Can my spouse keep anything if I qualify for KanCare?

Yes. The Community Spouse (healthy spouse) is entitled to keep a portion of the couple's assets and income under Medicaid rules. Careful planning can maximize what the well spouse retains while still securing KanCare benefits.

What happens if I apply without a plan?

Without a plan, you risk spending down your entire estate, facing delays or denials in coverage, leaving your spouse financially vulnerable, and potentially losing your home through estate recovery. A qualified KanCare planning attorney helps you avoid all of these outcomes.

How can Advanced Legal Planning help Garden Plain families?

We analyze your financial situation, design a legal KanCare eligibility strategy, prepare your application, and guide your family every step of the way. Our goal is simple: Protect What Matters — your health, your family, and your future.

Areas We Proudly Serve

At Advanced Legal Planning, we provide Medicaid and KanCare planning services to families across Kansas and Northern Oklahoma. Whether you are in Wichita, Derby, Hutchinson, or any of the surrounding cities, our mission is the same: to help you protect your home, your savings, and your legacy while securing the long term care you or your loved ones need.

Not in the immediate Wichita area? We proudly serve families across Kansas and Northern Oklahoma. Virtual meetings are available by request. Schedule a Virtual Consultation and get peace of mind without leaving your home.