A sudden health crisis or the need for long-term care can force families to make enormous medical and financial decisions under extreme pressure. Too often, this panic leads to costly mistakes, such as draining a lifetime of savings to cover nursing home costs or giving away assets and accidentally triggering Medicaid penalties. Elder law planning ensures you never have to face these moments unprepared. Families in Bel Aire work with Advanced Legal Planning to navigate complex Medicaid rules, protect their homes and life savings, and secure quality care for their aging loved ones. Whether you are planning years in advance or responding to an immediate crisis, the right legal guidance protects your legacy and brings your family true peace of mind.
The phone call no family wants comes without warning. A parent falls, a diagnosis lands, or a spouse can no longer manage at home, and suddenly you are making enormous decisions under pressure. Elder law planning exists so that families in Bel Aire do not have to face those moments unprepared. Advanced Legal Planning helps Bel Aire families protect their loved ones, their savings, and their dignity, whether care is years away or needed right now.

In a crisis, good people make understandable but costly mistakes. The most common ones we see are giving money or property to children in a rush, which can create a Medicaid penalty period of up to five years, spending down savings unnecessarily because no one explained the legal alternatives, assuming an exempt asset like the home is fully protected when it can still face estate recovery later, and waiting to seek guidance until options have already narrowed.
Each of these is avoidable with early, informed planning.
Elder law brings together Medicaid rules, long term care, asset protection, and tax, and few attorneys are trained deeply in all of them. Advanced Legal Planning, LLC is led by Mark Galloway, owner of the firm, who holds dual LL.M. degrees, one in Elder Law from the University of Kansas and one in Tax from Boston University. That rare combination means Bel Aire families get guidance that connects every piece of the puzzle, so a solution to one problem does not create another.
We guide Bel Aire families through long term care planning in three clear steps.
Step one is your planning session. We meet for about an hour to understand the family's situation, review assets and income, and determine whether we are planning ahead or responding to a crisis.
Step two is building your strategy. Depending on the situation, this may include a Medicaid Asset Protection Trust (MAPT), spousal protections for a healthy spouse, restructuring assets, or other lawful tools to preserve resources while working toward Medicaid eligibility.
Step three is implementation and application. We put the plan in place and, when appropriate, help prepare and file the Medicaid application correctly, so benefits are not delayed by avoidable errors.
A central part of elder law planning is understanding how care gets paid for. There are generally three paths. Long term care insurance pays a daily benefit and must be purchased while you are healthy enough to qualify. Private pay means covering costs out of pocket, which can drain savings quickly at around $9,000 per month for nursing home care in Kansas. Medicaid, known in Kansas as KanCare, can cover long term care once assets are within program limits. Because Kansas is a medically needy state with no hard income cap for long term care Medicaid, a high income does not automatically disqualify an applicant, and planning focuses heavily on countable assets. To see how the pieces fit together, our Elder Law and Medicaid Planning page walks through the full approach.
“When my mother needed nursing home care, we were terrified we would lose everything she had. Advanced Legal Planning walked us through the options, protected a large part of her savings, and handled the Medicaid application. They gave our whole family peace of mind at the hardest possible time.”
— Client testimonial, Bel Aire area
Whether you are planning ahead or facing a crisis today, you have more options than you think. Advanced Legal Planning helps Bel Aire families protect what matters and secure the care their loved ones need. Call Advanced Legal Planning at (316) 252-2233 or schedule a consultation online. Virtual meetings are available upon request.

No. Crisis planning options usually still exist even after care has begun, though earlier planning provides more of them.
The home may be exempt for eligibility, but exempt only means it is not counted against eligibility. It can still face Medicaid estate recovery after death. Ask us about protecting it.
Not automatically. Kansas is a medically needy state with no hard income cap for long term care Medicaid.
Call (316) 252-2233 or visit advancedlegalplanning.com/contact.
Advanced Legal Planning proudly serves Bel Aire and the surrounding Kansas communities, including Wichita, Park City, Valley Center, and the greater Sedgwick County area, from our offices in Derby and Wichita. Our mission is the same wherever you live: to help you protect your home, your savings, and your legacy while securing long term care.
Call (316) 252-2233 for Professional Medicaid & Estate Planning
Derby Office
111 N. Baltimore Ave Derby, KS 67037
Mon – Fri 9am to 5pm
Sat & Sun – Closed
Wichita Office
10300 W Central Ave Wichita, KS 67212
Mon – Fri 9am to 5pm
Sat & Sun – Closed