Protect What Matters

Elder Law Attorney in Andale, Kansas

When aging brings long-term care decisions, families in Andale, KS need more than a general attorney — they need someone who understands the full picture of elder law: Medicaid eligibility, asset protection, estate planning, and the deeply personal decisions that come with each.

That's exactly what we do.

What Andale Families Often Face Without an Elder Law Attorney

No plan in place when a health crisis strikes
Confusion about what Medicaid covers — and what it doesn't
Assets lost unnecessarily during the Medicaid application process
Outdated estate plans that don't reflect current wishes or laws
Family conflict over care and financial decisions

An experienced elder law attorney helps you get ahead of these problems — before they become emergencies.

Comprehensive Elder Law Services for Andale Families

At Advanced Legal Planning, we serve families in Andale and across Sedgwick County with a full range of elder law and Medicaid planning services. Attorney Mark Galloway holds dual LL.M. degrees in Elder Law (University of Kansas) and Tax (Boston University) — giving Andale families access to a level of elder law expertise that is rare in Kansas.

Whether you need to plan ahead or you're already in a crisis, we're ready to help.

Our Medicaid Planning Blueprint

Step 1: Schedule a Free Consultation Get clarity about your situation and eligibility.
Step 2: Create a Legal Plan to Qualify We structure your assets correctly and prepare your Medicaid application the right way.
Step 3: Secure Medicaid & Peace of Mind Your loved one gets the care they need, and you keep what's yours.

What Are My Options?

Without the assistance of insurance, the monthly expense of long-term care is difficult for most families to cover. There are three options to pay for Long Term Care expenses.

Long Term Care Insurance

Long Term Care Insurance is designed to pay for chronic medical conditions. These policies pay a daily rate.

Cost – According to the 2020 Price Index, a healthy 55-year-old male should expect to pay about $1,700 per year for a policy that offers benefits of $164,000. If unused, those benefits compound over time to offer $386,500 by age 85.

Tax Deductions – If you itemize your deductions, Federal and Kansas tax laws allow a deduction for part or all of your Long Term Care insurance premiums as medical expenses.

State Partnership Program – Having a qualifying Long Term Care policy enables you to apply for Medicaid under modified rules, allowing you to keep more resources and still qualify.

Private Pay

Without the help of any insurance, an individual is required to pay for Long Term Care from their own resources. In Kansas, the average expense will be near $100,000 per year. Bank accounts can drain quickly at this rate. One way individuals sometimes raise the needed funds is to get a reverse mortgage on the family home.

Many people believe they are required to use all of their resources to pay for this care until they are poor enough to qualify for Medicaid. Advanced Legal Planning may be able to help you qualify more quickly while preserving a significant percentage of your assets.

Medicaid

Medicaid is a needs-based benefit to pay for medical care. If you qualify, Medicaid can pay for Assisted Living, Home Health Care, or a Skilled Nursing Facility. Whether someone needs care immediately or there is time to plan, Advanced Legal Planning works with individuals and families to design plans that:

- Protect the most assets,

- Qualify for Medicaid as quickly as possible, and

- Allow for the best care to be provided to loved ones in need of Long Term Care.

Local Client Story

"Mark helped our family when we had no idea where to turn. He explained everything clearly, never made us feel rushed, and helped us put a plan in place that protected my parents' home and savings. He's the real deal."

— Susan K., Andale, KS

Safeguard Your Family's Future with a Trusted Elder Law Attorney.

We provide personalized education and trusted guidance to individuals and families in Andale, helping you make informed, confident decisions about protecting your assets, securing long-term care, and preserving your legacy — without the confusion or risk of going it alone.

FAQs

What is elder law?

Elder law is a specialized area of legal practice focused on the needs of older adults and their families. It covers Medicaid planning, asset protection, estate planning, powers of attorney, guardianship, and long-term care planning — all of the legal issues that tend to surface as people age.

Why do I need an elder law attorney specifically?

Elder law is highly specialized. The rules surrounding Medicaid, asset transfers, trusts, and long-term care are complex and change frequently. A general attorney may miss critical planning opportunities that an experienced elder law attorney would know to use.

What services does Advanced Legal Planning offer Andale families?

We offer Medicaid planning, estate planning, asset protection planning, trust creation and administration, special needs trust planning, powers of attorney, and long-term care planning.

When should I start planning?

The best time to plan is before a crisis occurs. But even if your loved one is already in a facility or has just received a difficult diagnosis, we can often still help. The sooner you call, the more options you'll have.

Can I just give my assets away to qualify for Medicaid?

No. Giving away assets without proper planning can trigger a Medicaid penalty period, delaying your eligibility. Medicaid has a strict five-year look-back period on gifts and asset transfers. Strategic planning with an experienced attorney is essential.

Will Medicaid take my home?

Potentially — through the Medicaid Estate Recovery Program. However, with the right planning using tools like properly structured trusts or spousal protections, your home can often be safeguarded.

What does Medicaid cover that Medicare doesn't?

Medicare provides very limited long-term care coverage, usually only short-term rehabilitation. Medicaid covers long-term nursing home care, memory care, personal care assistance, and some in-home and assisted living services.

Can my spouse keep any assets if I qualify for Medicaid?

Yes. The healthy spouse (Community Spouse) is entitled to keep a portion of the couple's assets and income under Medicaid rules. Strategic planning can maximize the amount protected for the well spouse.

What happens if I don't plan?

Without a plan, you risk spending down your life savings, delays or denials in Medicaid coverage, leaving your spouse financially vulnerable, and potential loss of your home through estate recovery.

How can Advanced Legal Planning help?

We guide Andale families through every step of the elder law process — from understanding your options to implementing a legal strategy that protects what matters most. Our goal: Protect What Matters — your health, your family, and your future.

Areas We Proudly Serve

At Advanced Legal Planning, we provide Medicaid Planning and Elder Law services to families across Kansas and Northern Oklahoma. Whether you're in Wichita, Derby, Hutchinson, or any of the surrounding cities, our mission is the same: to help you protect your home, your savings, and your legacy while securing the long-term care you or your loved ones need.

Medicaid Planning in Wichita

Medicaid Planning in Goddard

Medicaid Planning in Derby

Medicaid Planning in Andover

Medicaid Planning in Haysville

Start Planning Today

Not in the immediate Wichita area? We proudly serve families across Kansas and Northern Oklahoma. Virtual meetings are available by request. Schedule a Virtual Consultation and get peace of mind without leaving your home.