Protect What Matters

Asset Protection Attorney in Newton, KS

You spent decades paying off your home and building your savings, but a single long-term care event can threaten to erase it all. Many people assume they must spend down everything they own to qualify for care, or they make costly mistakes trying to transfer assets on their own. Families in Newton work with Advanced Legal Planning to implement proven, legal strategies that shield their hard-earned resources from nursing home costs. Whether you are planning years in advance or facing an immediate health crisis, you have options to protect your legacy and keep what you worked a lifetime to build.

Keep What You Worked a Lifetime to Build

You spent decades building your savings, paying off your home, and creating something to pass on. A single long term care event should not be able to erase all of it. Yet for many Newton families, that is exactly the fear, and it is a valid one. With nursing home care in Kansas averaging around $9,000 per month, a lifetime of savings can disappear in a couple of years. Advanced Legal Planning helps Newton families protect their homes, savings, and legacies with legal, proven asset protection strategies.

Asset protection attorney helping a Newton Kansas couple shield savings from nursing home costs

The Mistakes Newton Families Make Most

When families try to protect assets on their own, they often make moves that backfire. The most common mistakes we see include giving assets away to children too quickly, which can trigger a Medicaid penalty period, assuming an exempt asset is fully safe when exempt only means it is not counted for eligibility, waiting until a health crisis to act, which sharply limits the available options, and relying on informal handshake arrangements that fall apart under scrutiny. Each of these can cost a family far more than the care itself.

Guidance Built on Rare Depth of Experience

Asset protection planning sits at the intersection of elder law and tax, and getting it right requires knowledge of both. Advanced Legal Planning, LLC is led by Mark Galloway, owner of the firm, who holds dual LL.M. degrees, one in Elder Law from the University of Kansas and one in Tax from Boston University. That depth is uncommon among Kansas firms, and it allows Newton families to protect assets in ways that account for both Medicaid eligibility and tax consequences, rather than solving one problem while creating another.

Our Medicaid Planning Blueprint

Protecting assets does not have to be complicated. We guide Newton families through three clear steps.

Step one is your planning session. We meet for about an hour to review your assets, your family situation, and your goals, and to find opportunities to preserve what you own.

Step two is building your strategy. Depending on your situation, this may involve a Medicaid Asset Protection Trust (MAPT), spousal planning, restructuring how assets are titled, or other lawful tools designed to protect resources while working toward eligibility.

Step three is implementation. We put the plan in place correctly and make sure everything is documented and titled properly, because a protection strategy only works when it is executed with care.

How Families Pay for Long Term Care

Understanding how care is funded is central to protecting assets. There are generally three approaches. Long term care insurance pays a daily benefit toward care and must be purchased while you are still healthy enough to qualify. Private pay means covering the cost yourself, which offers flexibility but can deplete savings fast at roughly $9,000 per month. Medicaid, known in Kansas as KanCare, can pay for long term care once assets meet program limits. Because Kansas is a medically needy state with no hard income cap for long term care Medicaid, eligibility turns largely on countable assets, which is exactly why asset protection planning matters so much. The right combination depends on your health, your resources, and how much time you have to plan.

What Newton Families Say

“We thought we would have to spend down everything before Medicaid would help. Advanced Legal Planning showed us there were legal ways to protect a large part of what we had saved. They handled everything and kept us out of the mistakes we almost made on our own.”

— Client testimonial, Newton area

Protect Your Assets Today

The best time to protect your assets is before you need care, but even in a crisis, options usually remain. Advanced Legal Planning helps Newton families protect what they have worked for and qualify for the care they need. Call Advanced Legal Planning at (316) 252-2233 or schedule a consultation online. Virtual meetings are available upon request.

Schedule a Consultation

Frequently Asked Questions

Is it too late to protect assets if my loved one already needs care?

Not necessarily. Crisis planning options often still exist through Medicaid planning, though earlier planning gives you more of them.

What is a Medicaid Asset Protection Trust?

A Medicaid Asset Protection Trust (MAPT) is an irrevocable trust that can hold assets so that, once the look back period passes, transferred assets are no longer penalized when you apply for Medicaid.

If my home is exempt, is it protected?

Exempt only means the home is not counted against eligibility. It does not protect the home from Medicaid estate recovery after death. Ask our team about protecting it.

How do I get started?

Call (316) 252-2233 or visit advancedlegalplanning.com/contact to schedule your planning session.

Serving Newton and Surrounding Kansas Communities

Advanced Legal Planning proudly serves Newton and the surrounding Kansas communities, including Wichita, Hesston, and the greater Harvey and Sedgwick County areas, from our offices in Derby and Wichita. Our mission is the same wherever you live: to help you protect your home, your savings, and your legacy while securing long term care.